Renters Insurance

Explore 360° renters insurance options to protect your apartment or room, covering personal belongings, liability, and additional living expenses!

Guide to Renters Insurance

When shopping for renters insurance, consider these factors that can affect your premiums:

1. Personal Property Value

- Total value of belongings you want to insure.

2. Location

- Crime rates in your neighborhood.

- Proximity to fire departments and emergency services.

3. Coverage Amount

- Amount of personal property coverage selected.

- Liability coverage limits.

4. Deductible Amount

- Choosing a higher deductible can lower your premium.

5. Safety Features

- Security systems (alarms, locks, cameras).

- Smoke detectors and fire extinguishers.

6. Claims History

- Previous claims made on your renters insurance.

7. Roommate Situation

- Whether you have roommates and how it affects coverage.

8. Pet Ownership

- Type of pets (some breeds may increase premiums).

9. Discounts

- Available discounts (bundling with auto insurance, claims-free history).

Use this checklist to gather important information and make informed decisions while shopping for renters insurance in California!